Do you remember the booming market of 2011?
It was nuts. With the economy on the rise again, everybody felt on top of the world!
I was working a fancy corporate job, and I’ll confess to you: I thought I was invincible.
However, in 2014 things went south for me fast.
The company I was working at restructured which made working there a complete hell.
To make matters worse, some loans I had taken out years prior finally caught up with me. And they began garnishing my wages from my bank account to pay the debt down.
I had to pull out yet another credit card just to pay the bills… and I did it behind my wife’s back because I didn’t want her to worry!
My mindset was always, “I’ll figure it out, no matter what.”
This went on for years unfortunately...
Then, in 2016, we were kicked out of our rental home of 6 years and forced to move in with family just months before my wife calls me out of the blue, “I’m pregnant.”
And to top that off, she was really anxious to buy a house for our family, since at the time we were huddled in a 2 bedroom 1 bath house and had relatives living with us. Unfortunately, I couldn't let her know that my credit was completely shot, and the pressure kept building.
The final icing on the cake was when my credit cards dried up… I could no longer pay rent. The house of cards I built came crashing down on me.
Needless to say, I needed help, and needed it fast.